You need
at least 9 trade accounts reporting on your business credit reports to qualify for the accounts in the next tier.
Please scroll down to apply and make purchases with accounts that report to the business credit bureaus if you have not already.
Keep in mind the items discussed in Step 2 so that you can have the best success in approvals with the below accounts and success with them reporting.
APPLY WITH
3 MORE ACCOUNTS
When applying for trade accounts make sure you use your correct business information as it matches on all of your business records.
To make sure your accounts report, make at least a $50 purchase.
It typically takes 30-60 days to complete this step and for your payments to report on your business credit reports. Continue to search your reports regularly so you are aware when they start reporting.
REQUEST credit limit increases with your vendors often.
when obtaining corporate credit, CReditors tend to review your highest credit limit issued by other creditors.
when determining your limit for a new account,
it is often seen for creditors to either match or double your highest credit limit.
REPORTS TO:
D&B
TERMS:
Net 30
PG / NO PG:
No Personal Guarantee Required
TO QUALIFY
:– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– No minimum time in business
– At least 3 trade/credit references
– Must have a good D&B paydex score of 80 or higher
REPORTS TO:
D&B | Equifax | CreditSafe
TERMS:
Net 30
PG / NO PG:
No Personal Guarantee Required
TO QUALIFY:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business must be at least 90 days old
– Must have a good D&B paydex score
– Has other approved vendors with a credit limit of $800 or higher
– Membership fee is $99 annually upon approval
REPORTS TO:
D&B | Equifax
TERMS:
Net 30
PG / NO PG:
No Personal Guarantee Required
TO QUALIFY:
– Entity in good standing with Secretary of State
– Business credit history
– EIN number with IRS
– Business address- matching everywhere.
– D&B Number
– Business License- if applicable
– Business Bank account
– Must have a good D&B paydex score of 80 or higher
– Business must be at least 90 days old
– Business Utility Bill (Not older than 90 days)
– Minimum order of $100
REPORTS TO:
D&B | Experian
TERMS:
Net 30 | Revolving
PG / NO PG:
No Personal Guarantee Required
TO QUALIFY:
Global Fleet Card
(Net 30)
-Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Must have a good D&B paydex score of 80 or higher
– Must have a good Experian business credit score
– 3 years in business for Global Fleet, Voyager CSI Fleet, and CSI Fleet M/C
– Personal Guarantee (PG) may not be required, based on credit check
– If not approved based on business credit history or been in business for less than 3 years, then a PG is required or can make a deposit of $500.
– Accepted at over 90% of retail fueling locations in the U.S. including more than 45,000 service locations.
– Ideal for fleets fueling at gas stations & convenient stores. Not available for OTR.
Global-Fleet- Flex
Flex (Net 30 or Revolving)
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– A Personal Guarantee (PG) is required
Voyager CSI Fleet Card (Net 7, Net 15 or Net 30)
-Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– At least 1 year in business
– Must have a good D&B paydex score of 80 or higher
– If not approved based on business credit history or been in business less than 1 year, then a $500 deposit is needed or a Personal Guarantee(PG)
– Accepted at more than 320,000 US fuel & maintenance locations.
– Ideal for mixed fleets using truck stops, gas stations & convenient stores.
CSI Fleet Fuel Card (Net 15)
-Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– At least 1 year in business
– Must have a good D&B paydex score of 80 or higher
– Must have a good Experian business credit score
– If not approved based on business credit history or been in business for less than 3 years, then a PG is required or can make a deposit of $500.
– Accepted at all 10.3 million MasterCard merchants.
– Ideal for all fleets, OTR, businesses in remote areas & corporate spending.
REPORTS TO:
D&B | Experian
TERMS:
Net 15 | Revolving
PG / NO PG:
Personal Guarantee Required
TO QUALIFY:
ExxonMobil™ FleetPro
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D&B number
– Business License- if applicable
– Business Bank account
– No minimum time in business
– Must have a good D&B paydex score of 80 or higher
– A Personal Guarantee (PG ) is required
– Accepted at both retail and commercial canopies, for your mixed-fleet and heavy-duty vehicles, with the flexibility to extend your network with Mastercard® acceptance
ExxonMobil™ BusinessPro (Revolving)
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D&B number
– Business License- if applicable
– Business Bank account
– No minimum time in business
– Must have a good D&B paydex score of 80 or higher
– A Personal Guarantee
(PG ) is required
– At any Exxon or Mobil station nationwide or extend your network to 95% of U.S. retail fueling locations
REPORTS TO:
D&B | Experian
TERMS:
Net 15
PG / NO PG:
Personal Guarantee Required
TO QUALIFY
:QT Fleetmaster
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business Phone Number Listed in 411
– No minimum time in business
– Must have a good D&B paydex score of 80 or higher
– Must have a good Experian business credit score
– Gross annual revenue
– A Personal Guarantee
(PG ) is required
– Accepted at over 900 QuikTrip locations
– No setup, annual or monthly card fees
QT Fleetmaster Plus
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business Phone Number Listed in 411
– Gross annual revenue
– No minimum time in business
– Must have a good D&B paydex score of 80 or higher
– Must have a good Experian business credit score
– A Personal Guarantee
(PG ) is required
– Accepted at over 900 QuikTrip locations and 95% of U.S. gas stations
– There is a $40 set-up fee for the account and a $2/per month/per card fee.
REPORTS TO:
Equifax | Credit Safe
TERMS:
Net 30
PG / NO PG:
No Personal Guarantee Required
TO QUALIFY:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D&B number
– Business License- if applicable
– Business Bank account
– Business Phone Number Listed in 411
– Minimum order quantity for custom printed apparel is 12 items per design. For pre-decorated item, minimum order of $100. For blank apparel orders, there is a minimum order amount of $250 before shipping fee required.
– Annual Membership- $69.99
REPORTS TO:
D&B
TERMS:
Net 5 | 7 | 10 | 15
PG / NO PG:
No Personal Guarantee Required
TO QUALIFY:
Arco Business Solutions Fuel Card (Net 7, Net 14 or Net 15)
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business Phone Number Listed in 411
– No minimum time in business
– Must have a good D&B paydex score of 80
– Must have a good Experian business credit score
– Must have a good Equifax business credit score
– Can only be used at Arco locations.
– If not enough business credit history,may ask for a Personal Guarantee (PG)
Arco Business Solutions Mastercard
(Net 5, Net 14 or Net 15)
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business Phone Number Listed in 411
– Must have a good D&B paydex score of 80
– Must have a good Experian business credit score
– Must have a good Equifax business credit score
– Can be used to gas stations outside of Arco.
– If not enough business credit history, may ask for a Personal Guarantee (PG)
SPECIAL INSTRUCTIONS
The first payment made to Arco when you have a Net account can take up to 90 days to report. After that it reports monthly.
REPORTS TO:
D&B
TERMS:
Net 30
PG / NO PG:
No Personal Guarantee Required
TO QUALIFY:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D&B number
– Business License- if applicable
– Business Bank account
– Strong business credit history with Dun & Bradstreet (D&B)
– Must have a good D&B paydex score of 80 or higher
– They require annual sales with Gempler’s of $2500 and 4 or more orders within a 12-month period paid via credit card to apply
SPECIAL INSTRUCTIONS
-Place initial order over $50 and select "invoice me" option.
-they will pull credit
-if not approved, pre-pay for order and keep purchasing and choosing "invoice me" option until approved for NET 30 account.
REPORTS TO:
D&B | Experian
TERMS:
Net 15 | Revolving
PG / NO PG:
Personal Guarantee Required
TO QUALIFY:
Sunoco Business Fleet Card and Sunoco Universal Card (Net 15)
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business Phone Number Listed in 411
– Must have a D&B paydex score of 80 or higher and good Experian business credit score
– No minimum time in business
– A Personal Guarantee
(PG ) is required
– With the Sunoco Business Fleet Card, you can save on fuel at over 5,000 Sunoco stations.
Sunoco Universal Card
(Net 15)
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business Phone Number Listed in 411
– Must have a D&B paydex score of 80 or higher and good Experian business credit score
– No minimum time in business
– A Personal Guarantee
(PG ) is required
– Designed for fleets that travel outside of the Sunoco service area, the Sunoco Fleet Universal Card is accepted at more than 95% of US fuel locations.
Sunoco Corporate Card (Revolving)
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business Phone Number Listed in 411
– At least 3 years in the business
– Has an annual revenue of $1M or more
– If above criteria are not met, you can try to apply with only business-liability and credit dept. will review.
– A Personal Guarantee (PG) is required.
– A perfect fit for small fleets, the Sunoco Corporate card offers the flexibility of using revolving credit to manage your fleet.
REPORTS TO:
D&B | Experian
TERMS:
Net 15
PG / NO PG:
Personal Guarantee Required
TO QUALIFY:Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– No minimum time in business
– Must have a D&B paydex score of 80 or higher and good Experian business credit score
– Good business payment history, approves on overall merit of application
– A Personal Guarantee
(PG ) is required
SPECIAL INSTRUCTIONS
Please keep in mind, before applying for multiple cards under WEX accounts to give enough time to do the application. For example, you can apply for 2 cards the maximum for this month and then next month another two. If you would apply for a lot of cards within the short period of time it might make the underwriter feel fraud is being done and become a “red flag”. They have stated it doesn’t mean it would cause an instant decline but the credit approval amount could be lessened.
Speedway Universal has a $2 per card/month fee and a $40 set-up fee. Can be used at 95% of retail stations.
REPORTS TO:
D&B | Experian | Equifax
TERMS:
Net 7 | 10 | 15 | Revolving
PG / NO PG:
No Personal Guarantee Required
TO QUALIFY:
Business Solutions Fuel Plus (Net 7,Net 10 or Net 15)
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Must be at least 2 years in business
– Must have a good D&B paydex score of 80 or higher
– Must have a good Experian business credit score
– They prefer to have at least $10,000 credit limit on the trade accounts showing on the credit report.
– Accepted at thousands of BP or Amoco branded locations in the U.S.
– For small or mid sized businesses fueling at BP or Amoco locations
– Covers fuel only
Note- If not approved based on merit of application, may ask for deposit or a Personal Guarantee (PG).
– Best to apply over the phone to bypass the PG
BP Business Solutions Mastercard (Net 7,Net 10, Net 15 or Revolving)
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Must be at least 2 years in business
– Must have a good D&B paydex score of 80 or higher
– Must have a good Experian business credit score
– They prefer to have at least $10,000 credit limit on the trade accounts showing on the credit report
– Covers Fuel and Maintenance
– For mid to large sized-fleets fueling anywhere Mastercard is accepted
Note- If not approved based on merit of application, may ask for deposit or a Personal Guarantee (PG).
– Best to apply over the phone to bypass the PG.
REPORTS TO:
D&B
TERMS:
Net 10 | 25 |30
PG / NO PG:
No Personal Guarantee Required
TO QUALIFY:–
Entity in good standing with Secretary of State
– Business credit history
– EIN number with IRS
– Business address- matching everywhere.
– Business License- if applicable
– Business Bank account
– Bank references
– At least 3 Trade references
– Must have a good D&B paydex score of 80 or higher
products for the electrical, construction, commercial, industrial, utility and datacom markets.
REPORTS TO:
D&B | Experian
TERMS:
Net 30
PG / NO PG:
No Personal Guarantee Required
TO QUALIFY:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D&B number
– Business License- if applicable
– Business Bank account
– Business Phone Number Listed in 411
– No minimum accounts reporting- overall review
– Must have a good Experian business score and D&B paydex score of 80 or higher
– No minimum time in Business
– Has the option to apply without a Personal Guarantee (PG) and credit dept. will review.
REPORTS TO:
Experian | Equifax
TERMS:
Monthly billing | Installment
PG / NO PG:
No Personal Guarantee Required
TO QUALIFY:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Established business credit history
– At least 2 years in business
– Must have a good Experian business credit score and D&B paydex score of 80 or higher
– Must have a good Equifax business credit score
Note: If not approved based on merit of application, may ask for deposit or a Personal Guarantee (PG).
Our history as an American success story began in 1910 with the founding of the Cities Service Company, a then pioneering utility services provider to the sprawling cities of the Midwest. In 1965, our now familiar and enduring CITGO “trimark” brand was born.
REPORTS TO:
D&B | Experian
TERMS:
Net 15
PG / NO PG:
Personal Guarantee Required
TO QUALIFY:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business Phone Number Listed in 411
– No minimum time in business
– Must have a good D&B paydex score of 80 or higher
– A Personal Guarantee
(PG ) is required
SPECIAL INSTRUCTIONS
Please keep in mind, before applying for multiple cards under WEX accounts to give enough time to do the application. For example, you can apply for 2 cards the maximum for this month and then next month another two. If you would apply for a lot of cards within the short period of time it might make the underwriter feel fraud is being done and become a “red flag”. They have stated it doesn’t mean it would cause an instant decline but the credit approval amount could be lessened.
Business Tradeline Market
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