– Entity in good standing with Secretary of State

– Business credit history

– EIN number with IRS

– Business address- matching everywhere.

– Business License- if applicable

– Business Bank account

– At least 1 year in business

– A Personal Guarantee (PG) is required- minimum credit score of 600, does a hard pull and it does not report to personal in event of default

– Must have an account with FCB bank for at least 6 months

– Business address on the D&B should match with the Secretary of State (SOS) and IRS records.

– Cash advance available with business credit card approval, amount of cash advance depends upon approval amount.

– IL and St. Louis, MO branch locations only

To Apply: Online or at the branch

Terms: Revolving