– Entity in good standing with Secretary of State

– EIN number with IRS

– Business address- matching everywhere.

– D & B number

– Business License- if applicable

– Business Bank account

– At least 1 year in business

– Must have a good D&B paydex score of 80 or higher

– Established business credit otherwise can use PG for approval

– A Personal Guarantee (PG) is required- minimum credit score of 620, does a hard pull but account only reports to personal in event of default.

– Cash advance available with business credit card approval, amount of cash advance depends upon approval amount.

– Virtual address is NOT accepted

To Apply: Online, over the phone or at the branch

Terms: Revolving