Business merchant cash advance (MCA) loans are a sort of financing in which a company is given a lump sum payment in exchange for a percentage of future sales. Unlike typical loans, payback is based on the company's daily credit card receipts, making it an adaptable choice for firms with variable revenue. Access to MCA loans is critical since they provide quick and easy funding for businesses who may not qualify for traditional loans owing to bad credit or a lack of collateral. This fast access to finance can help organizations manage cash flow, cover emergency needs, and capitalize on opportune opportunities, assuring continuity and growth.
BUSINESS FUNDING | TIER:6
BUSINESS MCA LOANS
GIGGLE FINANCE
HIGHLIGHTS
No Minimum credit + same day funding
Recommended Credit
320 - 850 (bad - Excellent)
LOAN CAP
$5,000
​
REPORTS TO:
-
ALL BUREAUS
TERMS:
-
merchant cash advance loan
Giggle offers working capital lending to 1099 employees, independent contractors, consultants, app-based freelancers, and the self-employed. They offer financial security to entrepreneurs, allowing them to pursue their goals. Their automated platform gives fast cash 24 hours a day, seven days a week to assist with emergencies or to invest in new company prospects.
BUSINESS FUNDING | TIER:6
BUSINESS MCA LOANS
EXPANSION CAPITAL GROUP
HIGHLIGHTS
minimum credit + minimum documentation
Recommended Credit
520 - 850 (bad - Excellent)
LOAN CAP
$300,000
​
REPORTS TO:
-
ALL BUREAUS
TERMS:
-
business merchant cash advance
Expansion Capital Group may offer quick and easy financing to new enterprises and customers with negative credit. With a greater loan cap- than most competitors, the expansion capital group is an excellent choice for borrowers.
BUSINESS FUNDING | TIER:6
BUSINESS MCA LOANS
RELIANT FUNDING
HIGHLIGHTS
HIGH LOAN CAp + minimum requirements
Recommended Credit
525 - 850 (bad - Excellent)
LOAN CAP
$400,000
​
REPORTS TO:
-
ALL BUREAUS
TERMS:
-
business merchant cash advance
Reliant may be able to provide you with next-day finance even if you have poor credit or little income. Reliance is an excellent lender with a high lending cap, greater than that of most of its rivals.
BUSINESS FUNDING | TIER:6
BUSINESS mca LOANS
credibly
HIGHLIGHTS
HIGH LOAN CAP + no Personal gurantee
Recommended Credit
520 - 850 (poor - Excellent)
LOAN CAP
$600,000
​
REPORTS TO:
-
ALL BUREAUS
TERMS:
-
merchant cash advance
Credibly enables businesses with less-than-perfect credit to obtain the financing they require to expand their operations.Credibly provides a number of financing options to companies that may not qualify with other lenders. They provide funding directly and through a network of lending partners.
BUSINESS FUNDING | TIER:6
BUSINESS mca LOANS
fora financial
HIGHLIGHTS
HIGH LOAN CAP + no physical collateral required
Recommended Credit
590 - 850 (poor - Excellent)
LOAN CAP
$1,500,000
​
REPORTS TO:
-
ALL BUREAUS
TERMS:
-
merchant cash advance
Fora Financial business loans have flexible prerequisites and can be funded quickly, but interest rates may be higher than those offered by other lenders. With a higher loan cap than most competitors, Fora Financial is an excellent choice for business owners.