WELCOME TO DEBT CONSOLIDATION LOANS

Welcome to the Debt Consolidation Loan section of the SmartWealth app, where you can explore and compare the best loan options from trusted lenders to simplify your financial life. Debt consolidation loans are crucial for managing multiple debts, combining them into a single loan with a lower interest rate and more manageable monthly payments. This approach not only reduces financial stress but also helps improve your credit score by streamlining your debt repayment process. With the SmartWealth app, finding the right debt consolidation loan is easy, allowing you to take control of your finances, reduce interest costs, and work towards a debt-free future with confidence.

VIRTUAL ASSISTANT TIPS

when planning on securing high limit funding, dont be afraid to go back a step and secure more accounts if you are not on track. when obtaining credit, the more positive accounts you have reporting demonstrates credibility to creditors and raises your scores boosting your profile & Chances of approval.

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SBG FUNDING COMMERCIAL AUTO LOANS

HIGHLIGHTS
Rates + Terms

RECOMMENDED CREDIT
620 - 850 (Poor - Excellent)

REPORTS TO:
All Bureaus

TERMS:
Commercial Auto Loan

SBG Funding's rates and conditions make it an excellent choice all around. It provides a business vehicle financing scheme with choices for both loans and leases that can be utilized to finance equipment.
The lender provides personalized repayment plans to meet your needs regarding cash flow. This may entail changing the loan's duration and the frequency of its installments. Additionally, eligible businesses are eligible for up to three months of delayed payments. Additionally, SBG Funding promotes an impressive 85% approval rate.

BANK OF AMERICA COMMERCIAL AUTO LOANS

HIGHLIGHTS
Multiple Loans W/ 1 Inquiry + Terms

RECOMMENDED CREDIT
700 - 850 (Good - Excellent)

REPORTS TO:
All Bureaus

TERMS:
Commercial Auto Loan

With its corporate auto loan program, Bank of America customers that have banking products could receive some of the best rates available. This is due to the fact that the firm bases its discounts on the average daily balance of your business checking account over the course of three months.
Funds can be utilized for light truck, van, and vehicle purchases or refinancing with Bank of America. Financing is available for vehicles weighing more than 2.5 tons via the bank's distinct equipment lending program.

PNC BANK COMMERCIAL AUTO LOANS

HIGHLIGHTS
Repayment Terms + Flexibility

RECOMMENDED CREDIT
700 - 850 (GOOD - Excellent)

REPORTS TO:
All Bureaus

TERMS:
Commercial Auto Loan

A line of credit is available from PNC Bank to help fund the purchase of a new or used passenger car. Because of the credit line's flexibility, firms that wish to buy several cars soon and don't want to obtain separate financing for each car can also benefit from it.
PNC Bank alone provides a fixed-rate option for credit lines, in contrast to some that have variable interest rates. Additionally, it features one of the longest payback durations available, which helps improve a company's cash flow by lowering monthly payments. Additionally, monthly payments from an active PNC business checking account are required.

CREST CAPITAL COMMERCIAL AUTO FINANCING

HIGHLIGHTS
No Down Payment + High Limit

RECOMMENDED CREDIT
700 - 850 (Good- Excellent)

REPORTS TO:
All Bureaus

TERMS:
Commercial Auto Loans

Crest Capital provides flexible eligibility conditions for car loans. It has no age or mileage limitations, permits private sales, and offers financing with no down payment needed. Vehicles such as trucks, buses, vans, limousines, and trailers are all eligible.
One of Crest Capital's unique selling points is that it will finance SUVs under a company name, something that many other lenders will only do under the name of the business owner. In order to qualify for this program, business owners need to fulfill more stringent conditions.
For loan amounts under $250,000, the provider offers a simplified application-only procedure for its conventional commercial auto financing packages. You won't need to submit financial statements, balance sheets, or tax returns using this.

ALLY BANK COMMERCIAL AUTO LOANS

HIGHLIGHTS
Flexibility + Rates

RECOMMENDED CREDIT
700 - 850 (Good - Excellent)

REPORTS TO:
All Bureaus

TERMS:
Commercial Auto Loan

Unpredictable challenges are faced by business customers. In order to support them in achieving their objectives, ally bank provides a range of cost-effective financing and leasing alternatives that can also help you boost sales and retain customers.

SMARTER FINANCE USA COMMERCIAL AUTO LOANS

HIGHLIGHTS
Flexibility + High Limit

RECOMMENDED CREDIT
650 - 850 (Fair - Excellent)

REPORTS TO:
All Bureaus

TERMS:
Commercial Auto Loan

Commercial auto finance is available from Smarter Finance USA for almost any kind of vehicle. This covers vans, pickup trucks, standard automobiles, and specialty vehicles like refrigerated or tow trucks. Not only is it one of the few lenders without strict criteria regarding the minimum credit score, Time in business, or annual income.
Each application is examined individually in order to increase the likelihood of approval. Smarter Finance USA, a broker with around 40 lenders in its network, can connect you with a lender ready to provide finance to companies that meet a variety of requirements

NAVY FEDERAL COMMERCIAL AUTO LOANS

HIGHLIGHTS
No Fees + High Limit

RECOMMENDED CREDIT
650 - 850 (Fair - Excellent)

REPORTS TO:
All Bureaus

TERMS:
Commercial Auto Loan

Navy Federal's commercial auto loans were designed with wise growth in mind, understanding that every small business has different criteria for success. Examine your alternatives for obtaining financing to buy equipment or vehicles for your business.