YOUR GOAL IS TO GET AT LEAST 1 secured

AND 1 unSECURED CREDIT CARD REPORTING

ON YOUR PERSONAL CREDIT REPORTs.

PLEASE SCROLL TO APPLY FOR funding ACCOUNTS AND DON’T PROCEED TO THE NEXT STEP UNTIL THE ACCOUNTS ARE REPORTING.

 You currently Should have any NEGATIVE or delinquent ITEMS on Your credit reports removed or in final rounds of dispute and have successfully completed the personal credit repair course for best results.

The Most Effective Tool for repairing Bad Credit is to add More Positive than negative accounts.  

Remember to use your correct Personal information when applying, as all information should match your Public records perfectly with all Bureaus.  

When you make a purchase, Remember to stay under your target utilization. 

Never Exceed more than 30% of overall Credit but for best results stay under 5 - 10%

To ensure that your accounts report positive make your payment on the statement due date rather than just the due date (Contact your institution for clarification) 

On average it takes 30-60 days for your accounts to report and to complete this step.