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YOUR GOAL IS TO GET AT LEAST 2 more TRADE ACCOUNTS
AND 1 unSECURED CREDIT CARD REPORTING
ON YOUR PERSONAL CREDIT REPORT
PLEASE SCROLL TO APPLY FOR funding ACCOUNTS AND DON’T PROCEED TO THE NEXT STEP UNTIL THE ACCOUNTS ARE REPORTING.
You currently Should have any NEGATIVE ITEMS on Your credit report removed or in dispute
The Most Effective Tool for repairing Bad Credit is to add More Positive than negative accounts.
Remember to use your correct Personal information when applying, as all information should match your Public records perfectly with all Bureaus.
When you make a purchase, Remember to stay under your target utilization.
Never Exceed more than 30% of overall Credit but for best results stay under 5 - 10%
To ensure that your accounts report positive, make your payment by the statement due date
rather than the due date
On average it takes 30-60 days for accounts to report and to complete this step.
Use Tools Like Secured & Pledge Loans from your local Banks & Credit Unions to Build a Relationship and get Positive Loan History On your Reports. Lenders tend to review relationships with other Creditors to determine eligibility. Obtaining a Secured Loan then Paying off 80 - 90% IMMEDIATELY, followed by on time monthly payments for the remaining balance & Duration will Reflect as a positive account to creditors and on your reports.
Personal Funding Market
Your comprehensive suite of tools and resources
