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YOUR GOAL IS TO GET AT LEAST 2 MORE TRADE ACCOUNTS
AND 1 UNSECURED CREDIT CARD REPORTING
ON YOUR PERSONAL CREDIT REPORT
PLEASE SCROLL TO APPLY FOR TRADE ACCOUNTS AND DON’T PROCEED TO THE NEXT STEP UNTIL THE TRADE ACCOUNTS ARE REPORTING.
You currently Should have any NEGATIVE ITEMS on Your credit report removed or in FINAL ROUNDS OF dispute.
The Most Effective Tool for repairing Bad Credit is to add More Positive than negative accounts.
Remember to use your correct Personal information when applying, as all information should match your Public records perfectly with all Bureaus.
When you make a purchase, Remember to stay under your target utilization.
Never Exceed more than 30% of overall Credit but for best results stay under 5 - 10%
To ensure that your vendor’s report your payments, make a purchase of $50 or more. On average it takes 30-90 days for your trade accounts to report and to complete this step.
make sure you are completing both the funding and trade tiers simultaneously.
If you have a family member or friend that already has a trade account in good standing, try asking permission to be added as an authorized user before applying
It has been proven that establishing a relationship as an authorized user can boost credibility with creditors because in most cases you generate the payment and account history as the account holder
So if you build a relationship as an authorized user, then apply for an account at a later date, it can tremendously boost your approval odds and initial credit limit.
Personal Tradeline Market
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